Here’s how Apple Card and Apple Pay Cash can pave the way for Apple to be a micro bank

Sajan Mathew
7 min readMay 4, 2019

Apple finally makes its move into financial services, tech companies becoming banks, is something often speculated and feared by many. On a glance, the pitch for a credit card with no hidden fees and daily cashback, without doubt, is captivating. However, buying or owning an iPhone doesn’t qualify one for a pre-approved and no condition credit…

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Sajan Mathew

Curious and empathetic thinker skilled at driving human-centered design innovation and strategy